I've found that I can get around all our restrictions using the following formula ;
word of choice - eg Buffy dot current month current year
So today I changed mine to the equivalent of Buffy.Jan11
This copes with 'must have mixture of upper and lower case, must include one punctuation mark, must include letters and numbers, must not be the same as any of the previous 13' which are out password regs! But I never have a problem remembering it.
no subject
word of choice - eg Buffy
dot
current month
current year
So today I changed mine to the equivalent of Buffy.Jan11
This copes with 'must have mixture of upper and lower case, must include one punctuation mark, must include letters and numbers, must not be the same as any of the previous 13' which are out password regs! But I never have a problem remembering it.